"A word fitly spoken is like apples of gold in settings of silver."
— Proverbs 25:11

Financial Life,
Fitly Arranged.

Nigeria's first African-first wealth platform. Budget like a Merchant, slay debt like a Knight, and build generational wealth until you reign as Baron. Every naira fitly placed.

Join the Waitlist See the Ranks
Built for Nigeria Naira-first Free to start Android & iOS
The Nigerian Reality

Dollar-centric apps don't work here.

Foreign finance tools were built for credit card debt and 401(k) plans. They don't understand ajo, Black Tax, one-year rent demands, or predatory lending apps. Fitly does.

200–300%
Effective annual interest
What predatory lending apps charge on short-term loans. Fitly shows you the exact cost and builds your exit plan.
1 Year
Rent paid upfront
Nigerian landlords demand it. Most tenants can't afford it. Fitly's Rent Ransom tool makes saving for it a structured mission.
Black Tax
The family obligation
No budgeting app accounts for it. Fitly's Black Tax Slider lets you budget family support without shame — and without breaking your plan.
₦0
Emergency savings for most
Every generator breakdown, health bill, or surprise event triggers borrowing. Fitly's Emergency Vault ends that cycle.
The African-First Roadmap

Seven Ranks. One Destination.

Every rank has a single, clear financial goal built around how Nigerians actually earn, spend, and build wealth. No guesswork — just the next step.

🛡️
Commoner
→
⚕️
Apprentice
→
⚔️
Squire
→
🏰
Yeoman
→
🏪
Merchant
→
🗡️
Knight
→
⚜️
Lord / Baron
1
🛡️
Commoner
The Sapa Shield
Save ₦100,000 as your first line of defence. Stop borrowing for data, transport, and small emergencies.
✦ Free
2
⚕️
Apprentice
Village Emergency Fund
Build ₦500K–₦1M for critical life surprises: generator repairs, health bills, sudden family obligations.
✦ Free
3
⚔️
Squire
Debt Slaying or The Rent Ransom
Eliminate all lending-app debts using the snowball method. Or save one full year of rent in advance.
✦ Free
4
🏰
Yeoman
The Fortress Fund
Build 3–6 months of living expenses as walk-away money. True financial stability during any crisis.
★ Premium
5
🏪
Merchant
The Harvest
Direct 15% of income into wealth-building assets: land banking, Treasury Bills, mutual funds, trade.
★ Premium
6
🗡️
Knight
The Deed of Assignment
Fund your Land or Building Fund aggressively — foundation to roofing — until full property ownership.
★ Premium
7
⚜️
Lord / Baron
Dominion & Legacy
Build generational wealth. Engage in high-impact philanthropy. Your financial realm, fitly arranged.
★ Premium
Built for Nigeria

Every naira
accounted for.

Fitly's budget engine comes pre-loaded with Nigerian spending categories that foreign apps have never heard of. Your money is finally speaking your language.

Tithe Black Tax Generator Fuel Ajo / Susu Aso-ebi Village Levy Data Bundle Transport
Black Tax Slider
Set your monthly family support — and Fitly builds your entire budget around it. No guilt. No guesswork.
Family Support ₦30,000
✦ Remaining budget auto-adjusted: ₦70,000
📊
Core
Nigerian Budget Builder
Zero-based monthly budget with pre-loaded naira categories. Every naira assigned a purpose before the month begins.
💀
Core
Debt Snowball Tracker
List every debt — lending apps, cooperatives, family loans, "pay small small" agreements. Fitly builds your payoff plan and tracks every naira eliminated.
🔒
Core
Emergency Vault
A 30-day lock feature on your emergency fund. Psychological protection that prevents impulsive withdrawals when life tests you.
🤝
Uniquely Nigerian
Ajo / Susu Tracker
Manage your rotating savings circle digitally. Track contributions, rotation schedule, and payouts — transparent and organised for every member.
🏗️
Premium
Land Registry Tracker
Visual progress bar for staged building: Foundation → Lintel → Roofing → Completion. Track contributions and remaining cost at every phase.
🧾
Premium
PAYE Tax Calculator
"If you earn ₦300,000, your PAYE is ₦20,000. Don't let your employer short-change you." Built to Nigerian federal and state tax rules.
📚
Premium
Education Hub
2-minute video modules on Treasury Bills, mutual funds, land banking, and cooperative savings. Financial literacy built into every rank.
🤖
AI
AI Financial Assistant
Ask your finances anything. Get roasted when you overspend, hyped when you hit milestones. Powered by Gemini — it knows your numbers and talks straight.
🏆
Gamification
Badges, Streaks & Rank-Ups
Push notifications when you hit milestones. Shareable rank cards. Streak rewards for daily tracking. Money finally feels like progress.
Simple Pricing

Start free. Upgrade when you're ready.

The first three ranks — the foundation of financial security — are completely free. Premium unlocks when you're ready to build wealth.

Free
₦0
forever
  • Ranks 1–3 (Commoner, Apprentice, Squire)
  • Nigerian Budget Builder
  • Debt Snowball Tracker
  • Emergency Vault
  • Ajo / Susu Tracker
  • Rank dashboard & badges
Join Waitlist
Most Popular
Premium
₦1,000
per month
  • Everything in Free
  • Ranks 4–7 (Yeoman to Lord/Baron)
  • Land Registry Tracker
  • PAYE & Self-Employed Tax Tools
  • Education Hub (investment videos)
  • AI Financial Assistant (Gemini)
  • Multi-income stream support
  • Bank account linking via Mono
Get Early Access
Getting Started

Your quest begins in three steps.

I
Take the Rank Quiz
Sign up and answer a short quiz about your current finances. Fitly places you at the exact right rank — no shame, just your starting point.
II
Build Your Budget
Set your income, assign every naira to a category — including Black Tax and ajo dues. Log your debts. Connect your bank if you want.
III
Complete Your Milestones
Your rank gives you specific milestones. Hit them one at a time. Each one unlocks the next. Watch your wealth — and your rank — rise.
Early Access

Be first through the gates.

Fitly launches soon. Join the waitlist and get early access, founding member perks, and the satisfaction of starting your quest before everyone else.

No spam. One notification when we launch. Unsubscribe anytime.

⚔️ You're on the list. The quest awaits.

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